Work injuries, including broken bones, are unfortunately a common occurrence in high-risk professions. Despite this, many Texas businesses choose to opt-out of carrying workers' compensation insurance. Considered nonsubscriber employers, these businesses are responsible for setting their own injury compensation guidelines. This can make it more difficult, but certainly not impossible, for the injured worker to recover damages. Nonsubscriber employers must still compensate injured workers with the following:
- Payment of medical expenses
- Reimbursement of any medical care coverage
- Lost wage compensation related to the injury
- Emotional distress restitution
Be Sure to Report Your Injuries to Your Employer
If you have suffered broken bones while working for nonscriber employers in Texas, make sure you report your injuries to your employer immediately. Failure to complete this first step will make it nearly impossible to secure compensation if you choose to file a claim. Communicate clearly and quickly with your employer whenever possible.
After you have communicated your injury to your employer, contact a personal injury attorney ASAP. You can do this whether or not you have signed an agreement with your employer, and the sooner you connect with a legal professional, the stronger your case for compensation will be.
Gather Evidence to Support Your Claim
After you have reported your injury to both your employer and your personal injury attorney, you will want to gather evidence that your broken bones happened at work. Speak to any witnesses from the scene of the injury. Your lawyer should gather expert witnesses, as well. Make a list of anyone who was present, and consider asking them to provide a written statement. Be sure to also write your own statement and include anything that might prove there was negligence on the part of the employer.
Another way to gather evidence is to keep all medical and rehabilitation appointments following the broken bone. Follow all medical recommendations and keep receipts from all appointments.
The better you keep track of everything, the stronger evidence you and your personal injury attorney will have to build an effective case.
The Importance of Legal Representation
The best way to ensure your rights are protected and you are positioned to receive maximum compensation is to hire an experienced attorney. Not all personal injury attorneys are the same, so be sure to work with one carrying a strong background in workplace injuries. Our Pasadena and Houston personal injury attorneys are ready and willing to represent you with our appropriate level of expertise when it comes to broken bones occurring at a job site. Contact us today for a consultation.